{"id":53,"date":"2021-03-30T09:33:34","date_gmt":"2021-03-30T13:33:34","guid":{"rendered":"https:\/\/wp.oviahealth.com\/guide\/53\/finances-having-baby\/"},"modified":"2021-09-30T20:20:14","modified_gmt":"2021-10-01T00:20:14","slug":"finances-having-baby","status":"publish","type":"article","link":"https:\/\/www.oviahealth.com\/guide\/53\/finances-having-baby\/","title":{"rendered":"Finances of having a baby"},"content":{"rendered":"<p>You might already know the baby names you like, or what prenatal vitamin you\u2019ll take, the color you want to paint your baby\u2019s room, or what preschool you\u2019d like them to go to- you might even know what you want your baby to do for a living! Unfortunately, one thing too many couples forget to consider before getting pregnant is finances.<\/p>\n<h2>Costs and finances to anticipate when having a baby<\/h2>\n<p>Even though you may not be pregnant yet, it\u2019s never too early to start thinking about budgeting for a baby. Here are some extra costs you might be faced with along the way:<\/p>\n<ul>\n<li><strong>&#8230;when trying to conceive:<\/strong> Women who are trying to conceive need certain supplies to help <a href=\"https:\/\/www.oviahealth.com\/guide\/80\/wifi-device-fertility\/\">track their data<\/a>, and speed up their time to pregnancy. <a href=\"\/guide\/9\/tracking-your-basal-body-temperature\">Basal body thermometers<\/a>, <a href=\"\/guide\/11\/tracking-your-ovulation-tests\">ovulation test strips<\/a>, pregnancy tests, and <a href=\"\/guide\/31\/boost-your-fertility\">fertility-boosting vitamins<\/a> that contain folic acid are all essentials if you want to take charge of your conception. Buying these products together is one way to save money on supplies.<\/li>\n<li><strong>&#8230;when pregnant:<\/strong> Women who are pregnant may be hit with a variety of unexpected expenses, from medical costs to tubs of ice cream. You\u2019ll also need to put the baby\u2019s crib and room together, and baby-proof your house before your child\u2019s arrival.<\/li>\n<li><strong>&#8230;when your baby comes home:<\/strong> Beyond basic living things like\u00a0the baby\u2019s bedroom, there are a ton of other expenses you\u2019ll be faced with after your baby is born. Hospital bills can be expensive, even after insurance, as can setting up your home for your baby. You\u2019ll also want to figure out whether you want to open a trust fund, or college savings account for your child, and if you need to make any adjustments to your health insurance.<\/li>\n<\/ul>\n<p>Having and raising a baby is very time-consuming, and can be really expensive. It\u2019s always good to make a list of exactly what the baby will need, and how much it will cost. Your baby will be able to get a job when he or she turns 14, bet you can\u2019t wait!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You might already know the baby names you like, or what prenatal vitamin you&#8217;ll take, the color you want to paint baby&#8217;s room, or what preschool you&#8217;d like them to go to- you might even know what you want baby to do for a living! Unfortunately, one thing too many couples forget to consider before getting pregnant is finances.<\/p>\n","protected":false},"author":1,"featured_media":142703,"template":"","format":"standard","meta":{"ovia_author_name":"","ovia_author_prefix":"","ovia_author_image":"","ovia_content_type_id":"176","ovia_product_mode":"2","ovia_days_from_signup":"41","ovia_days_from_lmp":"","ovia_days_from_baby_birth":"","ovia_days_from_enroll":"","ovia_health_module_days_from":"","ovia_article_for_email_days_from":"","ovia_health_module":"","ovia_legacy_id2":"53","ovia_ttc":"1","ovia_article_subtype":"","ovia_health_symptom":"","ovia_partner_id":"","ovia_partner_custom_group":"","ovia_legacy_category":"112","ovia_legacy_category2":"","ovia_content_url_id":"22800","ovia_include_share_buttons":"","ovia_fertility_goal":"2","ovia_secondary_module":"","ovia_trimester":"","ovia_child_age":"","ovia_share_image":"","ovia_more_menu_image":"","ovia_button1_url":"","ovia_days_from_postpartum":"","footnotes":"","_links_to":"","_links_to_target":""},"fert-category":[19,18],"preg-category":[],"parent-category":[],"fert-tag":[191],"preg-tag":[],"parent-tag":[],"class_list":["post-53","article","type-article","status-publish","format-standard","has-post-thumbnail","hentry","fert-category-preconception-planning","fert-category-trying-to-conceive","fert-tag-patient-self-advocacy"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Here are some costs you can anticipate when having a baby<\/title>\n<meta name=\"description\" content=\"Having a baby can be expensive. It always helps to budget for a pregnancy. Here are some costs you can anticipate when having a baby.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oviahealth.com\/guide\/53\/finances-having-baby\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Here are some costs you can anticipate when having a baby\" \/>\n<meta property=\"og:description\" content=\"Having a baby can be expensive. It always helps to budget for a pregnancy. Here are some costs you can anticipate when having a baby.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.oviahealth.com\/guide\/53\/finances-having-baby\/\" \/>\n<meta property=\"og:site_name\" content=\"Ovia Health\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/OviaHealth\" \/>\n<meta property=\"article:modified_time\" content=\"2021-10-01T00:20:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.oviahealth.com\/wp-content\/uploads\/2021\/04\/article_22800.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"427\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@OviaHealth\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.oviahealth.com\/guide\/53\/finances-having-baby\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.oviahealth.com\/guide\/53\/finances-having-baby\/\"},\"author\":{\"name\":\"CMS Development\",\"@id\":\"https:\/\/www.oviahealth.com\/#\/schema\/person\/f9b5f7682c13698a36c91cb68d9233ec\"},\"headline\":\"Finances of having a baby\",\"datePublished\":\"2021-03-30T13:33:34+00:00\",\"dateModified\":\"2021-10-01T00:20:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.oviahealth.com\/guide\/53\/finances-having-baby\/\"},\"wordCount\":356,\"publisher\":{\"@id\":\"https:\/\/www.oviahealth.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.oviahealth.com\/guide\/53\/finances-having-baby\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oviahealth.com\/wp-content\/uploads\/2021\/04\/article_22800.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.oviahealth.com\/guide\/53\/finances-having-baby\/\",\"url\":\"https:\/\/www.oviahealth.com\/guide\/53\/finances-having-baby\/\",\"name\":\"Here are some costs you can anticipate when having a baby\",\"isPartOf\":{\"@id\":\"https:\/\/www.oviahealth.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.oviahealth.com\/guide\/53\/finances-having-baby\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.oviahealth.com\/guide\/53\/finances-having-baby\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oviahealth.com\/wp-content\/uploads\/2021\/04\/article_22800.jpg\",\"datePublished\":\"2021-03-30T13:33:34+00:00\",\"dateModified\":\"2021-10-01T00:20:14+00:00\",\"description\":\"Having a baby can be expensive. 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